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At Trusted Pensions Banbury , all your pension needs will be addressed professionally to your satisfaction.

When it comes to pensions, there are numerous options to choose consider. It is imperative to seek trusted and competent pension service providers who will take you through the complex processes available before offering them to you.

At Trusted Pensions, all your pension needs will be addressed professionally to your satisfaction. Below are reasons to choose Trusted Pensions and some of the services they offer.

Reason to use Trusted Pensions Banbury

  • They have more than 25 years of service delivery making them very competent; their professionals are also exceptionally experienced.
  • They are the perfect choice when it comes to giving confidential and sensitive advice.
  • They offer free government-assisted services.
  • Have legal advice check
  • Trusted Pensions will serve all customers seeking Independent Pension Consultancy services professionally.
  • Are very welcoming and customer friendly.
  • They are supportive and will offer all the information you may wish to know. There are services provided offered by Trusted Pensions and understanding them is very important to enable one make the best choice. Doing so will help you to know what to expect when you are engaging Trusted Pensions.
Pension Experts

Pension Experts

Help with all aspects

Help with all aspects

Regulated and Trusted

Regulated and Trusted

No Fees

No Fees

Over 25 years experience

Over 25 years experience

Pension Experts

Pension Experts

Over 25 years experience

Over 25 years experience

Important Advice on Saving Pension Fees

In the Pension market, you will either go through a discount online Sipp or a discount broker. If you fail to consult a financial advisor, you might easily purchase the wrong product. Financial consultants come in handy as they aim to help you maximize tax breaks and understand risk profiles that you are likely to experience.


In such a scenario, Trusted Pensions Banbury come in; they will guide you through every step to ensure that you save pension fees effectively. The amount of revenue collected through annual pension fee charges is astonishing. Good news is: it is effortless to save money when you seek advice from trusted advisers.

Pension Sharing During a Divorce

Many people wonder how retirement fund is shared following a divorce. Any annuity acquired during matrimony counts as a joint asset owned both by the wife and the husband. The court will split the pension.

One of the choices that the court can offer is giving the pension to the husband and awarding the wife with remaining assets such as property or cash – this is called off-setting.

When pension splitting is done, the wife can either take the money to a different scheme or leave it in her husband’s.

It is, therefore, crucial to seek advice from seasoned advisers such as Trusted Pensions Banbury to ensure that you make the most profitable option.

Pension and Job Changing Controversy

One can change his or her job due to various reasons. Whichever the reason is, the job changing process will always be stressful due to some of the following reasons.
  • There will be controversy when it comes to general pension scheme arrangements.
  • You might lose the previous pension plan easily.
  • It is possible to have many retirement fund plans making it hard to manage them. Your investment strategy will be inconvenienced making it hard to adverse financially.

When changing jobs, many people do not take time to consider what will happen in future regarding the retirement fund schemes. Their main priority is to settle in a new position.

It is always advisable to seek a financial adviser to guide you through before making the big move.

Trusted Pensions have you covered; they will educate you an all you have to know about your pension plans enabling you to make the wisest choice.

The services we offer at Trusted Pensions Banbury –

Pension Consolidation

Consolidating pension aims at managing costs, improving efficiency and enhancing member outcomes. When the schemes are under a single governance structure, you will boost your investment performance and reduce costs. It is, therefore, imperative to have all your pension pots combined.
When you choose to go for pension consolidation, you will enjoy countless benefits, for instance, high charging plans especially the older ones will be eliminated. It is easier to work with a single retirement fund plan provider.

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Fees Important Advice on Saving Pension Fees In wholesale annuity market, you will either go through a discount online Sipp or a discount broker. If you fail to consult a financial advisor, you might easily purchase the wrong product. Financial consultants come in handy as they aim to help you maximize tax breaks and understand risk profiles that you are likely to experience. In such a scenario, Trusted Pensions come in; they will guide you through every step to ensure that you save pension fees effectively. The amount of revenue collected through annual pension fee charges is astonishing. Good news is: it is effortless to save money when you seek advice from trusted advisers. Paying high fees According to new research, many workers are forced to prolong working periods to pay steep pension fund fees. In fact, some people pay hidden charges of more than 50% of retirement savings. To learn more and avoid the costs, consult seasoned advisers such as Trusted Pensions. Pension Sharing During a Divorce Many people wonder how retirement fund is shared following a divorce. Any annuity acquired during matrimony counts as a joint asset owned both by the wife and the husband. The court will split the pension. One of the choices that the court can offer is giving the pension to the husband and awarding the wife with remaining assets such as property or cash – this is called off-setting. When pension splitting is done, the wife can either take the money to a different scheme or leave it in her husband’s. It is, therefore, crucial to seek advice from seasoned advisers such as Trusted Pensions to ensure that you make the most profitable option. Pension and Job Changing Controversy One can change his or her job due to various reasons. Whichever the reason is, the job changing process will always be stressful due to some of the following reasons.
  • There will be controversy when it comes to general pension scheme arrangements.
  • You might lose the previous pension plan easily.
  • It is possible to have many retirement fund plans making it hard to manage them. Your investment strategy will be inconvenienced making it hard to adverse financially.
When changing jobs, many people do not take time to consider what will happen in future regarding the retirement fund schemes. Their main priority is to settle in a new position. It is always advisable to seek a financial adviser to guide you through before making the big move. Trusted Pensions have you covered; they will educate you an all you have to know about your pension plans enabling you to make the wisest choice. Finding a Pension If you are seeking to recover lost pension, Trusted Pension will assist you. The process is very simple and straightforward. In an employee’s lifetime, it is possible to have more than ten jobs. This reason leads to loss of pension for such an employee. Tracing a pension is conducted in a simple process. The service provider will key in your former employer’s information into a contact-detailed online database which will produce results in a matter of seconds. This action will ease the process of finding the lost annuity. Will and Pensions People have different takes when it comes to will and pensions; the best thing to do is to write a will for your retirement funds. This document is vital to ensure that all your money ends up in the intended channels when you die. If you fail to do this, you will lose annuity as your will doesn’t cover it, and it is not a part of your estate, unlike your investments and savings. It is advisable to get advice from financial consultants to guide you on the importance of filling a nomination or ‘expression of wishes’ form when you open your pension (many people fail to do this). When filling a nomination form, remember to do the following;
  • State all your beneficiaries, their relationships to you and the amounts you wish them to get.
  • Avoid using fixed sums when filling a pension will, instead, use percentage proportions to make the property division easier.
  • Update the will whenever circumstances change or when you feel like doing so.
State Pension Top-Up Savers who are about to retire are being urged to increase their payout by buying state pension top-ups. Take caution since it is easy to make costly mistakes when you are enrolling for this. Visit Trusted Pensions for guidance which will help you avoid incurring unnecessary costs. SIPPs SIPP (self-invested personal pension) is a UK government-approved retirement fund scheme that allows retirees or workers to make individual investment decisions. Below are some pros of this scheme.
  • With SIPP, you will be given tax relief.
  • You can transfer other pensions to SIPP easily.
  • You have the freedom to make any HMRC-approved investment.
Beware as the value of investments can fall resulting to lesser profits. It is always wise to consult before making any decisions. SSAS SSAS (Small Self-Administered Scheme) is set up by a partnership or a limited company. It is typically used by family-run limited films for the owners’ or senior workers’ benefits. Although SSAS has many benefits, it has transaction limitations; Trusted Pension professionals can guide you through these. Flexi Access Drawdown With this scheme, you can reinvest your pension pot into finances when you go for your annuity. Reinvesting of pension is intended to make retirement funds available. Pros
  • You will enjoy flexibility and freedom.
  • Can be used to minimize tax liabilities.
  • Money can be passed tax-efficiently when on dies.
Final Salary Pension Schemes This scheme offers lifetime retirement income depending on your service period and salary. Transferring from this pension scheme is irreversible and will make a notable impact on your retirement planning. It is, therefore, paramount to make your decision wisely under the advice of seasoned financial advisers. Workplace Pensions Workers are enrolled in this pension scheme by their employers. Once you are registered, all you have to do is to pay to the pension scheme (your employer will also pay into the plan.) You will enjoy government’s tax relief when you enroll for this service. Consult Trusted Pensions officials for more information about this scheme. Government Compensation Schemes In case there are insufficient assets, or there is an event of qualifying insolvency concerning an employer, the Pension Protection Fund (PPF) will compensate a pension scheme beneficially. It is imperative to know how PPF works and how it calculates compensations. Consult Trusted Pensions for more information on government compensation schemes. Pension Scams There are many scammers in the pension field. Consider the following to cushion yourself against such;
  • Contact your annuity provider immediately you suspect any scam.
  • Reject any calls and unsolicited texts about your pension.
  • Do not give into unregulated investments.
  • Check the authenticity of the financial advisers in the market.
Pension Complaints Feel free to report any retirement fund anomalies to the relevant authorities within a week. There are many pension complaints such as the following.
  • Pension selling and marketing protests.
  • If the annuity provider disappears from the market.
  • In case your employer is arrested or imprisoned.
  • If you have complains about your financial advisor.
Consult the relevant authorities whenever you want your complaint addressed. Paying high fees According to new research, many workers are forced to prolong working periods to pay steep pension fund fees. In fact, some people pay hidden charges of more than 50% of retirement savings. To learn more and avoid the costs, consult seasoned advisers such as Trusted Pensions. Bottom-line Pension field is undoubtedly vast. Trusted Pensions offer a wide range of services as explained above. You will always have all your needs addressed when you visit them. Remember, making a wise financial decision is critical when dealing with your pension plans.

Pension Scams

There are many scammers in the pension field. Consider the following to cushion yourself against such;
  • Contact your annuity provider immediately you suspect any scam.
  • Reject any calls and unsolicited texts about your pension.
  • Do not give into unregulated investments.
  • Check the authenticity of the financial advisers in the market.

Pension Complaints

Feel free to report any retirement fund anomalies to the relevant authorities within a week. There are many pension complaints such as the following.
  • Pension selling and marketing protests.
  • If the annuity provider disappears from the market.
  • In case your employer is arrested or imprisoned.
  • If you have complains about your financial advisor.
Consult the relevant authorities whenever you want your complaint addressed.
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